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Secure Payments


Secure Payments

Here at Rūma we strive to offer a hassle-free shopping experience, and we thought that had to include Klarna and Clearpay. Get your hands on your gorgeous new home goodies without delay!

Klarna

It’s simple…process your order as normal and select Klarna at checkout with the option to pay in three easy instalments, pay in full 30 days later, or spread the cost of items over £250 over 6 or 12 months, and all interest free!

We are proud to be partnering with Klarna as a trusted provider of easy-payments and with a mission to ‘make paying as simple, safe and above all, smooth as possible’. Founded in Sweden, Klarna is now taking the world by storm with 200,000 online retailers and 85 million consumers trusting Klarna to securely handle their payments.

Stay in control with the Klarna app allowing you to view and manage repayment of all your purchases. Similarly, any product purchased using Klarna that you decide to return will be automatically updated in the app, helping you to keep track.

Click here for further information.

Ruma is authorised and regulated by the Financial Conduct Authority and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB. Please note that the following products are not regulated by the FCA: [Pay in 30 days and Pay in 3]. Klarna Financing is only available to permanent UK residents aged 18+, subject to status, late fees and T&C's apply.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.

Clearpay

It’s simple…process your order as normal and select Clearpay at checkout where you can spread the cost of your order over 4 interest free instalments, paid every two weeks.

We are proud to be partnering with Clearpay as a trusted provider of easy-payments and with a mission to ‘create financial freedom for all’. Founded in 2014 in Sydney, Clearpay is now taking the world by storm with 19 million global users trusting Clearpay to securely handle their payments.

Stay in control with the Clearpay app allowing you to view and manage repayment of all your purchases. Similarly, any product purchased using Clearpay that you decide to return will be automatically updated in the app, helping you to keep track.

Click here for further information.

Please use Clearpay responsibly. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&C's and other eligibility criteria apply. Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency. Clearpay is credit that is not regulated by the Financial Conduct Authority.